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Homeownership right for you?

So, you’ve finally decided to fulfill your dream and buy your own home… how terrific! 

Buying a home is one of the biggest financial and emotional decisions you'll ever make. Prepare by learning about the process of homebuying and the responsibilities of homeownership. The differences between renting and buying a home are vast, and there's a long list of pros and cons for both options. Before moving forward, here are some questions to consider.

  • How financially stable are you?
  • Do you have the necessary financial management skills?
  • Are you ready to devote the time required and take on the responsibility of all the costs involved in homeownership, including mortgage payments, repairs, and maintenance?

CMHC's has a Homebuying Step by Step guide to make things easier for you by providing the information you need to make a wise homebuying decision. It provides examples and worksheets that will guide you through the entire homebuying process, from the moment you make the decision to buy your own home to the moment the movers carry the first box through the front door. Go to Homebuying Step by Step to assess if homebuying is right for you.

Source:  Canada Mortgage and Housing Corporation (CMHC)

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